FOREIGN EXCHANGE
90% lower FX fees, 100% Canadian
Get instant access to CAD/USD currency exchange at market-leading rates. No hidden fees, no USD account required.
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BENEFITS
Seamless foreign exchange, built for Canadian businesses
Stop overpaying for CAD/USD transfers. Cut hidden fees, unlock rock-bottom rates and skip the USD bank account.
Save up to 90% on FX
Get market-leading rates that beats traditional banks*, hands down. Plus, no hidden markups, no surprise fees, so more of your money stays in your business.
Convert and spend instantly
Switch between CAD and USD in seconds, right inside Float. No waiting, no switching apps, no extra steps. Plus, earn up to 1% cashback when you spend on Float cards.
Skip the USD bank account
Issue USD cards, send ACH and wires, reimburse US-based employees—all without opening a separate account.
See how much you’ll save
Estimate your Float FX savings with our conversion calculator.*
*FX rates are from the previous day and not real-time. Check the Float app for the latest rates.
HOW It works
Convert CAD and USD
Directly in your Float business account. Seamless and instant.
Sign up and transfer
Sign up for free online in less than 5 minutes.
Connect your bank(s) and transfer funds to your Float balance in CAD or USD.
Convert instantly with one click
Convert money 24/7 between your CAD and USD balances right within Float. No USD bank account required.
Spend like you're based in the US
Issue cards, pay vendors, reimburse US employees—while earning up to 3.5% interest and 1% cashback on every dollar. No US bank account needed. No foreign transaction fees.
How to Float in 30 days
- Load funds and start earning up to 3.5% interest
- Issue virtual cards for your team in minutes
- Set controls so spending starts clean from day one
- Pay bills on autopilot and centralize spend in one platform
- Convert CAD to USD at market-leading rates
- Collect receipts instantly, without chasing
- Export transactions seamlessly to your accounting software
- Close your books 8x faster
- Save up to 7% across total spend
Hear from our customers
Built for Canada. Period.
Not imported. Not localized. Float is business finance designed to address the unique realities of running a Canadian business, including taxes, currencies, regulations and more.
spend, save, grow
The financial home for Canadian businesses
Access corporate cards, payments and business banking in one integrated software solution.
Earn up to 3.5% interest*
The freedom of a chequing account with the high-yield of a savings. CDIC insured and zero fees.
Employee reimbursements + direct payouts
Reimburse your team for out-of-pocket expenses—without making them wait for payroll.
Expense management teams love
Custom approval workflows, instant receipt reminders and no more expense reports.
Bill pay that saves time and money
Automate AP with fast Canadian, US and global wires, plus free EFT/ACH.
Foreign exchange with 90% lower fees
Instant access to CAD/USD currency exchange at market-leading rates. No hidden fees, no USD account required.
Direct integrations
Connect top accounting, HRIS and productivity platforms—plus a custom API for seamless workflows.
Corporate cards with built-in controls
High-limit CAD and USD cards with real-time tracking and up to 1% cashback.
Better rates. No hidden fees.
One click.
Join 7,000+ Canadian businesses using Float.
LOOKING FOR MORE INFORMATION?
Float FX gives Canadian businesses access to instant currency conversion between CAD and USD at market leading rates of 0.25%.
Float FX charges an FX fee of 0.25% (90% cheaper than traditional banks) with no hidden fees or additional markups.
The FX fee is applied to the currency you’re converting from:
Converting from CAD to USD? The fee is charged in CAD.
Converting from USD to CAD? The fee is charged in USD.
Currency conversion will happen instantly!
No you do not! With Float FX, you can handle CAD to USD conversion and USD transactions directly within Float.