small business

Your business is evolving, your banking should too

Banking, spend management, and payments purpose-built for Canadian small businesses.

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TRUSTED BY 7,000+ COMPANIES

“What helps us the most is that we can have everything in one spot. It makes our lives so much easier to keep track of things, from the bill pay process to reimbursements.”

Greg Kalinin

Co-Founder, Holistic Roasters

Finance less, build more

Spend smarter, pay vendors faster and keep books clean, all-in-one platform purpose-built for Canadian businesses.

Corporate cards that stay under control

Issue employee cards instantly with limits, approvals and real-time tracking.

Expenses and receipts handled automatically

Receipts match instantly, transactions are coded, and month end becomes effortless.

Pay bills and reimbursements in one place

Pay bills, reimburse employees and stay organized without adding more tools.

Everything your business finances need, nothing it doesn't

One platform for cards, credit, accounts and accounting.

Cards with built-in controls

Create CAD or USD cards for your team in seconds with custom limits.

Access flexible capital

Up to $3M in unsecured and interest-free credit.

Accounts that earn more

Hold CAD or USD funds and earn up to 3.5% interest with no lockups.*

Accounting ready from day one

Sync with QuickBooks, Xero, NetSuite and close your books up to 8x faster.

You run things differently, so do we

Traditional banks slow you down. Float moves you forward.

Float vs. banks at a glance

The banks

High interest

Up to 3.5% on every dollar

0% on chequing

Instant access

Complete liquidity

Lockups on GICs

Account setup

1 day, online

2-4 weeks, multiple visits

Fund protection

CDIC + trust protection

CDIC

Monthly fees

$100+

Transaction fees

Zero fees on receiving or sending funds via ACH/EFT

$0.5-$1.5 each with transaction limits

Multi-currency support

Built in CAD/USD accounts

Separate accounts = double fees

0.25% FX fees

3% FX fees

Accounting integrations

Direct integrations with QBO, Xero, Netsuite and more

Manual CSV exports

Hear it right from our customers

Join thousands of Canada’s leading companies already on Float.

"Float has really improved our internal controls. We now have one location to reference all receipts, backup support and coding.”

Terry BurmasDirector of Finance, Ocean Wise

“Float saves us upwards of 10 hours every period. It’s more than a hundred hours saved per year.”

Katherine LeiDirector of Finance, Impact Kitchen

“The level of support from the Float team is unmatched. It’s the best part about working with their team.”

Suvansh MehtaStrategy and Finance Manager, PolicyMe

“We love Float. We were using three or four different tools and now we can replace them with Float.”

Mandeep SainiCo-Founder and Head of Finance Services, BrightIron

“The mobile app is a plus for employees. They love being able to see their remaining Float Card balances and quickly request new spend right from their phone.”

Bonnie KershawAccounts Payable Specialist, BenchSci

“48 hours after signing up, our account was fully active. You don’t get that with Canadian banks.”

Darcie VanyCFO, Crawford Technologies

“Float really understood the struggles of what Canadian businesses need to succeed. We need financial services that work with the same speed and purpose we do.”

Madelaine FieldingCorporate Controller, Makeship

Fast, flexible and fully protected

Modern finance tools built on a foundation you can trust. Get everything your business needs in one place.

Same-day card issuance

No personal guarantee. No physical paperwork. No branch visit.

CDIC insurance

Funds safeguarded in trust accounts, with CDIC coverage on eligible deposits.

Free Essentials plan

The $0 solution for spend control and payments

Direct integrations with QuickBooks, Netsuite, Xero and more

Accounting, HR, productivity and a custom API for seamless workflow

Zero fraud liability protection

Plus added prevention software to detect fraud patterns and send alerts

World-class support

Fast, friendly and completely Canadian-based

Mobile app

Capture receipts, request reimbursements and manage spend on the go

Elevate your financial operations

Join 7,000+ Canadian businesses using Float