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(1,2) Conditions and fees apply and are subject to change. See terms and conditions for details.
(3) To issue more than twenty physical cards move to Professional plan.
(4) Based on qualifying spend threshold.
(5) Charge and Fast Funding availability subject to eligibility requirements.
(6) 1% with over $25k in monthly spending per card program (USD, CAD). Enterprise has different rewards structures. Contact sales for more information.
(7) Float may change Yield rates at any time without notice.
Pricing comparison deep-dive
Email, live chat and phone support
Priority support
Self-serve onboarding
Implementation support
Dedicated customer success manager
Virtual cards
Card currencies
CDIC insurance
0.25% FX rates
Apple Pay & Google Pay
Charge access
One-day transfers
Cashback
High-interest yield (up to 3.5%)
Send and receive payments via wire + $0 EFT and ACH
Global wires
Employee reimbursements with direct payouts
Mobile app for spenders and managers
Automated receipt collection and matching
Custom card limits and merchant controls
Pause, edit or cancel cards
Manage spending by team
Custom workflows for team spend requests and approvals
Expense policy enforcement
Real-time reporting and insights
Post-sale transaction reviews
International reports for reimbursements
Delegate access
Activity logs
Automated AP intake and vendor management
Custom workflows for invoice approval and payment
Initiate payments via EFT, ACH and wire
Two-way accounting sync
Receipt and invoice data extraction powered by AI and OCR
Accounting rules to automate coding
Split transactions into multiple line items
Bookkeeper access
HRIS integrations and automated syncs
Slack integration with requests and approvals
Secured login
Advanced fraud and risk detection
(1,2) Conditions and fees apply and are subject to change. See terms and conditions for details.
(3) To issue more than twenty physical cards move to Professional plan. Float does not charge for physical cards after this amount.
(4) Based on qualifying spend threshold.
(5) Charge and Fast Funding availability subject to eligibility requirements.
(6) 1% with over $25k in monthly spending per card program (USD, CAD). Enterprise has different rewards structures. Contact sales for more information.
(7) Float may change Yield rates at any time without notice.
How to Float in 30 days
- Load funds and start earning up to 3.5% interest
- Issue virtual cards for your team in minutes
- Set controls so spending starts clean from day one
- Pay bills on autopilot and centralize spend in one platform
- Convert CAD to USD at market-leading rates
- Collect receipts instantly, without chasing
- Export transactions seamlessly to your accounting software
- Close your books 8x faster
- Save up to 7% across total spend
Float is a complete finance platform for Canadian businesses. By combining high-limit corporate cards, automated expense management, next-day bill payments, high-yield business accounts, currency exchange, and more, Float helps finance teams and SMB owners and operators simplify and streamline their financial operations. The intuitive platform eliminates the need for multiple tools and gives businesses full visibility into their spending in real time.
Float customers have access to physical and virtual corporate cards in both USD and CAD. Once you issue cards to employees, Float will collect receipts after every transaction. Each transaction is then automatically coded and matched with its receipt, ready to export to your accounting software.
Just like a "regular" corporate card, our cards are used around the world anywhere VISA and Mastercard are accepted. With accounts in both CAD and USD, it’s easy to switch between the two currencies when you need to.
Physical and virtual cards work essentially the same way! Virtual cards act the same way as physical cards, in that you can use them for any spend where you need to enter in a card number. Virtual cards can be created instantly whenever you need them, and are perfect for online expenses like recurring expenses or ad spends. Both virtual and physical cards are linked directly to Float software with individual card controls to help manage spend.
Float offers personalized payment terms based on your business’s stage of growth. With Float’s Pre-funded CAD and USD cards, your limits = your bank balance. You can connect multiple bank accounts in CAD or USD, and even set up automatic top-ups to ensure your cards never run out of funds. With Float Charge (CAD and USD), you can apply for up to $3M in unsecured 30-day credit terms that you can automatically pay down throughout the month.