E-commerce & retail
Expense management for Canadian e-comm and retail
Tight margins need tighter controls. Float gives you real-time visibility and automated expense management so you can scale without the financial chaos.
TRUSTED BY 7,000+ COMPANIES
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Holistic Roasters
“From a fintech perspective, Float is nailing it. I’m so happy they’re doing this because banks are kind of a pain to work with, and Float is just the opposite.”
Greg Kalinin, Co-Founder of Holistic Roasters
Automate your expense management
Track expenses, manage vendor spend and close books 8x faster with Float’s e-commerce corporate cards and real-time dashboards.
Reclaim 8+ hours per month on reconciliation
Ditch manual reconciliation and month-end chaos. Instead, automate receipt capture, GL coding and expense categorization, while integrating directly with your accounting software.
Cover seasonal spikes without draining reserves
Inventory and marketing spend surges during peak seasons. When revenue lags, get unsecured credit with interest-free, customizable payment terms designed to suit your business.
Maximize return on ad spend and ensure paid campaigns run without interruption
Delayed or declined payments on ad platforms can halt campaigns mid-flight. Instantly issue virtual cards for campaigns, merchants and vendors, simplifying reconciliation along the way.
Save thousands on FX
Heavy USD spend leads to high FX fees. Float offers market-leading USD rates with transparent pricing, so you keep more of your revenue in your pocket.
Build stronger vendor relationships with fewer payment disputes
Manual payment processes cause unnecessary delays. Automate paying North American suppliers and manufacturers with free EFT and ACH payments and global vendors via wire.
E-comm and retail pricing
Choose between our Essential, Professional and Enterprise plans. Contact our support team to explore the best option for your team.
(1,2) Conditions and fees apply and are subject to change. See terms and conditions for details.
(3) To issue more than twenty physical cards move to Professional plan.
(4) Based on qualifying spend threshold.
(5) Charge and Fast Funding availability subject to eligibility requirements.
(6) 1% with over $25k in monthly spending per card program (USD, CAD). Enterprise has different rewards structures. Contact sales for more information.
(7) Float may change Yield rates at any time without notice.
No more manual reconciliation and platform-hopping
From store teams to fulfillment teams to marketing big spenders, sync spend across departments and close the books faster with direct integrations to QuickBooks, Xero and NetSuite. Plus, a custom API.
Float’s corporate card offers real-time visibility into spending, plus expense management tools that streamline expense tracking and categorization. Your business can avoid expense bottlenecks and instead focus on maximizing return on ad spend.
Holidays and sales campaigns can cause rapid spikes, while scaling can be unpredictable. Float offers the flexibility and control you need to adjust spending limits, issue new corporate cards instantly, and track spending all from one place. Our business account offers 3.5% interest with no lock-ups.
Yes! Float’s corporate cards include granular controls, so you can determine spend limits for physical and virtual cards—which you can set instantly with a few clicks. This way, you can approve funding in real time and ensure your team remains competitive and agile.
No. Float corporate cards operate on a charge (credit-based) or prepaid funding model, offering direct 1% cashback on card spend above $25K. You can access up to $3 million in unsecured, interest-free credit terms, where the balance is repaid fully at the end of the term. Both models offer up to 3.5% interest on all deposits with no cash lockups with account opening in under 24 hours.
Float’s real-time visibility dashboard provides your team with direct insight into your team’s spending. Issue and control corporate cards, categorize expenses, set up custom approval workflows, temporarily increase or decrease spending limits and more.
Float integrates with leading accounting tools like Xero and QuickBooks, helping you close books faster. It also offers intuitive receipt capture to streamline month-end reconciliation, as well as auto-coding transactions for automated bookkeeping. Eliminate manual data entry and the errors that come with it.
Most retail and e-commerce businesses can get up and running with Float in under a day, with cards issued instantly and key integrations live within hours. Traditional banks require 1-3 weeks just to get started.
Elevate your financial operations
Join 7,000+ Canadian businesses using Float