mid-market

The intelligent finance platform for scaling finance teams

Banking, spend management and payments built for finance teams managing real complexity. Full visibility, tighter control, zero chaos.

“Float has saved us $7,000 in cash back in one month and eliminated the need to hire additional finance staff. It more than pays for itself.”

Josh Andler
Senior Director of Finance, Jane App

Everything finance needs to stay in control

Float helps finance teams manage company spend, automate payments, and keep reporting clean as complexity grows.

Optimize company spend

Issue cards across teams with limits, policies and real time visibility.

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Automate payables and approvals

Centralize invoices, streamline approvals and pay vendors faster with automated workflows.

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Close books 8x faster

Receipts match automatically and transactions sync directly into your accounting system.

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One platform for every layer of your finance stack

From card controls to accounting sync, Float handles the complexity so you don't have to.

Cards with built-in controls

Unlimited CAD and USD cards designed for multi-team spend.

Bill pay that fits your workflow

Invoice intake, approvals, payments and reconciliation in one place.

Charge for flexible working capital

Access up to $3M in interest-free credit

Connected to your accounting stack

QuickBooks, Xero, NetSuite and more, Float is ready for the systems you already use.

You run things differently, so do we

Traditional banks slow you down. Float moves you forward.

Float vs. banks at a glance
The banks
High interest
Up to 3.5% on every dollar
0% on chequing
Instant access
Complete liquidity
Lockups on GICs
Account setup
1 day, online
2-4 weeks, multiple visits
Fund protection
CDIC + trust protection
CDIC
Monthly fees
$0
$100+
Transaction fees
Zero fees on receiving or sending funds via ACH/EFT
$0.5-$1.5 each with transaction limits
Multi-currency support
Built in CAD/USD accounts
Separate accounts = double fees
FX
0.25% FX fees
3% FX fees
Accounting integrations
Direct integrations with QBO, Xero, Netsuite and more
Manual CSV exports

Hear it right from our customers

Join thousands of Canada’s leading companies already on Float.

"Float has really improved our internal controls. We now have one location to reference all receipts, backup support and coding.”
Terry BurmasDirector of Finance, Ocean Wise
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“Float saves us upwards of 10 hours every period. It’s more than a hundred hours saved per year.”
Katherine LeiDirector of Finance, Impact Kitchen
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“The level of support from the Float team is unmatched. It’s the best part about working with their team.”
Suvansh MehtaStrategy and Finance Manager, PolicyMe
“We love Float. We were using three or four different tools and now we can replace them with Float.”
Mandeep SainiCo-Founder and Head of Finance Services, BrightIron
“The mobile app is a plus for employees. They love being able to see their remaining Float Card balances and quickly request new spend right from their phone.”
Bonnie KershawAccounts Payable Specialist, BenchSci
“48 hours after signing up, our account was fully active. You don’t get that with Canadian banks.”
Darcie VanyCFO, Crawford Technologies
“Float really understood the struggles of what Canadian businesses need to succeed. We need financial services that work with the same speed and purpose we do.”
Madelaine FieldingCorporate Controller, Makeship
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More customer stories

Fast, flexible and fully protected

Modern finance tools built on a foundation you can trust. Get everything your business needs in one place.

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Same-day card issuance

No personal guarantee. No physical paperwork. No branch visit.

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CDIC insurance

Funds safeguarded in trust accounts, with CDIC coverage on eligible deposits.

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Free Essentials plan

The $0 solution for spend control and payments

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Direct integrations with QuickBooks, Netsuite, Xero and more

Accounting, HR, productivity and a custom API for seamless workflow

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Zero fraud liability protection

Plus added prevention software to detect fraud patterns and send alerts

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World-class support

Fast, friendly and completely Canadian-based

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Mobile app

Capture receipts, request reimbursements and manage spend on the go

Elevate your financial operations

Join 7,000+ Canadian businesses using Float