ACCOUNTS PAYABLE SOFTWARE

AP solution to create, approve and pay bills quickly

Seamlessly manage the accounts payable process for your Canadian business, from invoice intake to bill payment and reconciliation.

Bills, meet automation.

Float’s intelligent business finance platform automates invoice collection, payment and reconciliation so you can process and close faster.

Eliminate manual data entry

Forward invoices directly to Float. We’ll automatically pull the data in seconds, so you don’t have to.

Keep track of invoices

Keep all your bills in one place and customize workflows to ensure the right people are approving payments.

Fast, secure and more affordable payments

Pay bills in minutes to Canada, US, or anywhere in the world. Free EFT and ACH included.

How Float’s accounts payable platform works

Float makes managing AP a breeze, so your team can eliminate administrative work and save time to focus on what matters.

Automate bill intake

Forward invoices to Float. Create bills in seconds, with AI-powered OCR that lifts the details so no manual data entry is required.

Custom email inbox to automatically forward bills for intake
Instant bulk bill upload and processing
Sync bills directly from QuickBooks Online or Xero
Best-in-class AI-powered OCR that extracts all bill details including line items and banking credentials
Automate Bill Intake

Streamline bill approval

Set up custom approval workflows so invoices are approved by the right people.

Create customizable multi-level approval workflows so you always get the right sign-off before releasing funds
Set approval thresholds by amount, routing high-value payments through additional sign-offs automatically
Keep approval workflows up to date with by syncing Float with your HRIS
Streamline Bill Approval

Pay via EFT, ACH or global wires

Schedule or initiate EFT, ACH and wire payments in USD in 100+ countries.

Move money when you need to with payments that land in 1-business day
Save on your finance operations with $0-fee EFT and ACH
Earn industry-leading interest of up to 3.5% on your funds held in Float*
Automatically notify vendors when payment is sent—no more "where's my payment?" follow-ups
Pay via EFT etc.

Automate month-end

Automatically sync bills and payments with Float’s QBO, Xero or Netsuite sync, or export to a CSV.

Automatically sync all bills and payments in real-time to your connected accounting system
Get real-time visibility into payment status to close the month with confidence
Automated Month End

Hear from our customers

“We fund our USD account in Float, we pay in USD, and there’s no guesswork.”
Charlie Fazackerley, CPADirector of Finance, Blue J
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“Float really understood the struggles of what Canadian businesses need to succeed. We need financial services that work with the same speed and purpose we do.”
Madelaine FieldingCorporate Controller, Makeship
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“Once we rolled out Float Bill Pay, it really streamlined the whole process, including dual approvals for funds release. Everything just clicks now."
Kaitlyn BiggsDirector of Finance, Andgo Systems
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“Float has saved us $7,000 in cash back in one month and eliminated the need to hire additional finance staff. It more than pays for itself.”
Josh AndlerSenior Director of Finance, Jane App
"One of the main benefits for me is saving time. The OCR feature identifies the tax-exempt amount from invoices, which saves us from manually splitting transaction lines.”
Aaron CorbinFinancial Controller, ClearEstate
More customer stories

Built for Canada. Period.

Not imported. Not localized. Float is business finance designed to address the unique realities of running a Canadian business, including taxes, currencies, regulations and more.

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spend, save, grow

The financial home for Canadian businesses

Access corporate cards, payments and business banking in one integrated software solution.

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Earn up to 3.5% interest*

The freedom of a chequing account with the high-yield of a savings. CDIC insured and zero fees.

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Employee reimbursements + direct payouts

Reimburse your team for out-of-pocket expenses—without making them wait for payroll.

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Expense management teams love

Custom approval workflows, instant receipt reminders and no more expense reports.

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Bill pay that saves time and money

Automate AP with fast Canadian, US and global wires, plus free EFT/ACH.

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Foreign exchange with 90% lower fees

Instant access to CAD/USD currency exchange at market-leading rates. No hidden fees, no USD account required.

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Direct integrations

Connect top accounting, HRIS and productivity platforms—plus a custom API for seamless workflows.

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Corporate cards with built-in controls

High-limit CAD and USD cards with real-time tracking and up to 1% cashback.

Your AP backlog ends here.

Set up Bill Pay in minutes and start processing invoices the same day.

Frequently asked questions

Float Bill Pay is the simplest way to pay company invoices, allowing finance teams to eliminate tedious AP processes and save time by processing payments faster. Bill Pay is part of Float’s business finance platform, a central place for you to earn rewards for your business while saving time automating and managing your company’s spending.

Float is definitely not a bank. We’re a PSP, FINTRAC-registered Canadian Money Services Business built to simplify spending for Canadian companies and teams.

Bill Pay is included on every Float plan—no add-ons or separate software required. When you sign up, you'll have immediate access to Float's core products: Corporate Cards, Reimbursements, Bill Pay and high-interest Business Accounts. Our Essential plan is free, and Professional starts at $10/user/month. See our full pricing here.

With Float’s Bill Pay you can schedule and send CAD and USD payments via EFT, ACH and wire directly from your Float balance on any plan, or from a connected bank account on the Professional plan. Even better? EFT and ACH payments are completely free through Float.

Yes! Built with Canadian teams in mind, Float’s Bill Pay takes invoices in both English and French.

At this time we do not support purchase orders. Let us know if this is something you’d be interested in.

Yes, Float Bill Pay includes strict funds release policies, requiring authorized personnel (Administrators) to manually approve the release of funds for payments.

Float is an all-in-one business finance platform that helps you pay bills via EFT, ACH and global wires, manage team expenses with virtual and physical cards, and reimburse your team for out of pocket expenses.

Float's Bill Pay also offers a fully integrated intake, approval and payment experience and is Free to use on the Essentials plan.